Gold is often considered a safe investment because it generally acts as coverage during periods of political and financial uncertainty. Prizes are currently climbing in the midst of fears of a world trade war and its potential push the American economy in recession.
However, some analysts believe that gold prices may have peaks.
“We are probably close to the maximum optimism of gold at this stage,” said Sameer Samana, responsible for global actions and real assets at Wells Fargo Investment Institute. Investors who pursue the returns may find themselves regretting it later.
“It's so exaggerated,” said Samana. “Buy gold right now, you're coming a little late to the party. It doesn't mean it's over, but you're not early.”
So far this year, gold price heard more than a dozen record And are currently negotiating above $ 3,000.
Gold prices occur on the climbing of prices
Gold long -term price have increased by around 21% since the start of the year at noon on Friday and 30% higher compared to the price a year ago. Prices broke out about 7% this week only on the pace of the best week since March 2020.
In comparison, the S&P 500 is down approximately 11% in 2025 and up approximately 1% in the past year.
President Donald Trump Wednesday imposed specific prices specific to the country, but finally delayed them for 90 days. However, a trade war between the United States and China – our third trading partner – has intensified as each nation has engaged in a pricing increase.
Friday morning, the United States had put a rate of 145% on imports Of China, which retaliated with a 125% sample on American products.
While some analysts think that gold prices are about to complete, others think there is room to run.
“Even if gold prices are at a record level, the reality is that over the next two years, it could accelerate,” said Jordan Roy-Byrne, founder of Daily Gold, an online resource for gold, silver and mining actions.
How to invest in gold
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Experts often recommend obtaining Golden investment exhibition Thanks to a fund negotiated on the stock market which follows the price of physical gold, as part of a well -diverse portfolio, rather than buying gold coins or real bars.
“For the most part (investors), I would say that a FNB supported by gold ingots makes sense,” said Samana. SPDR GOLD SHARES (GLD) and Ishares Gold Trust (IAU) are the two largest ETFs in gold, according to Etf.com.
Financial advisers generally recommend limiting The exposure of gold to the low-figure percentage of figures, perhaps up to approximately 3%, of its overall portfolio.
Gold tends to make “OK” when investors are worried about inflation or stagflationSaid Samana – fears launched by recent pricing policies in the Trump administration. However, this “rarely does” during recessions, that is to say when the obligations “really show their value,” he said.
Buy physical gold
Alternatively, the purchase of physical gold or ingots, including bars and parts, “is a financial insurance position, as opposed to part of your portfolio,” said Roy-Byrne.
Consumers, in particular, seem to love this idea. When Costco started selling 1 ounce bars Last year, income climbed, with Estimate of Wells Fargo analysts that the wholesaler generated up to $ 200 million a month from gold sales only.
“In the midst of recent turbulence of stock markets, we see a renewed interest in tangible physical assets that exist outside traditional financial structures”, according to Tim Schmidt, founder of Gold Ira Gustodian, an online resource to buy gold.
But the purchase of physical gold during uncertain times may not have much sense for investors unless they are extremely anxious, the financial system could implode – how the physical gold can help people and services, said Samana.
Buy gold jewelry
Fine jewelry is another story. The basic value of gold jewelry is linked to its precious metal content, according to Schmidt. The higher carat parts, or 18k and more, contain more precious metals and generally retain better value, although they can be less durable for daily wear.
“High quality jewelry … can offer both personal pleasure and potential financial advantages when they are carefully selected,” he said.
Crafts and artistic talent also play a key role in the pieces that could be appreciated over time, in particular with the characteristics of the best brands, such as Cartier, Van Cleef & Arpels and Tiffany & Co.
Buy gold right now, you're coming a little late at the party. It doesn't mean it's over, but you're not early.
Sameer Samana
Head of global actions and real assets at the Wells Fargo Institute
A year ago, Tiffany Managing Director Anthony Ledru said that high quality jewelry could even be considered “proof of recession”.
“People have been investing in jewelry since Antiquity,” said Schmidt. “There is something psychologically reassuring to hold an investment in your hand, especially during the periods when the markets seem disconnected from economic realities.”
What financial advisers say on gold
Gold prices extended their earnings on Wednesday, following a record during the previous session, while investors looked for the comfort of the safety metal in anticipation of the potential impact of American reciprocal rates.
Akos Stiller | Bloomberg | Getty images
“We have customers who currently occupy gold positions. They are generally individuals with substantial assets in various industries and sectors, using gold as a means of portfolio and balance of portfolio,” said Winnie SoleilCo-founder and managing director of Sun Group Wealth Partners, based in Irvine, California.
Even in the face of increased uncertainty largely due to the market fluctuations induced by prices “,” we do not proactively recommend customers to add to their gold positions at present, “said Sun, member of CNBC financial advisor advice. “Instead, we suggest that you maintain higher cash reserves, fully finance emergency savings and reassign if necessary under evolving financial objectives.”
Lee BakerA CFP based in Atlanta says that more customers fear that prices will result in economic growth and have recently asked questions about alternative investments in gold. “Often, in times of chaos, there is a” flight to security “, so at a time like this, we see a movement towards gold within the framework of the fear of fear.”
According to Baker, who is the founder, owner and president of Apex Financial Services and member of CNBC FA advice“Incorporating gold and other products is a good idea in general.”
He recommends adding gold ETFs to customer wallets, although there have been opportunities where we used golden actions in the form of investment in mining companies or investment funds related to gold. “”
As for physical gold, “if you feel good to go take an ounce at Costco or everywhere, do it,” he said. But that comes the responsibility and additional costs of the storage, insurance and security of these assets, he added.
